SpotMy ID Privacy Policy

www.SpotMyID.com ("SpotMyID"), a website owned and operated by Opie Marketing Group Inc., is committed to providing our users with the utmost in privacy and security. We abide by all industry guidelines and consistently monitor our systems, processes, management and operating methods in order to maintain the highest commercial standards.

This is our promise to our site visitors and users. We have created this privacy policy to demonstrate our commitment to safeguarding your information and protecting your privacy. SpotMyID adheres to policies that will help prevent unauthorized use of your personal information, while maintaining the accuracy of the information provided. Furthermore, SpotMyID protects your information through the use of the latest security measures and operating procedures.

We firmly believe you have the right to certain commitments and assurances, including:

• To know in advance what information about you is being collected, stored and used for commercial purposes;
• The ability to review that information in an understandable format;
• The right to correct that personal information for any inaccuracies;
• That information that is collected and stored will be safeguarded and not used for any purpose unless disclosed in advance and as permitted by law;
• That sensitive information will only be accessed by authorized and legitimate users;
• That sensitive information that is transmitted over unsecure networks will be encrypted or scrambled; and
• The right to be treated fairly; the right to be treated consistent with, or better than, industry practices and standards.

Knowledge and Consent

By using our website or by signing up as a user of SpotMyID using the secure online registration form directly on our website or through one of our affiliated marketing partners and/or advertising agencies, you consent to the collection and ultimate use of information as it is defined in this privacy policy.

If you do not agree to any or all statements as outlined in this privacy policy, we ask that you either contact us for clarification or do not use our site and/or that you do not enrol online into our program. You can elect to withdraw your consent at anytime by contacting our support desk. The privacy officer will inform you of the implications of withdrawing consent.

We want to assure you that we only require you to consent to the collection and disclosure of information as required to fulfil the specified and legitimate need for which the information is being provided by you.

Type of Information Collected

Information is collected when you sign up for our services using one of our secure order forms, or from one of our authorized marketing partners or ad agencies. SpotMyID gathers the majority of the information directly from the information submitted in our order forms. This information is personal information that we use for billing and user support services.

This information is related to your personal contact information, including – but not limited to – your first name, last name, mailing address, e-mail address, phone number and another identifier that we may use to confirm your billing information and ultimately legitimate identity verification. Other identifiers could include answers to questions such as your city of birth, mother's maiden name and so on.

We will also require your billing information when you subscribe, which could include credit card numbers or other billing-related information. We may ask if you would like to participate in surveys that will ask for your opinions or demographic data so that we can improve our program and offerings.

Use of Information Collected

www.SpotMyID.com ("SpotMyID") is owned and operated by Opie Marketing Group Inc., a corporation based in Oakville, Ontario, Canada. Opie Marketing Group is a leading online marketing company with many years’ experience in the financial services and related industries.

We use information provided by our users via our registration forms or Account Manager control panel to better service our members. We use your credit card information to bill you for the service fees on a monthly or annual basis, depending on the terms you select, and any additional products or services that you elect to purchase. We may use your mailing address to send you promotional offers, newsletters or subscription updates.

Our primary means of communication is through your e-mail address, which we may use to notify you of any updates to the program, pricing changes, or special offers and promotions from our partners. We also routinely send out customer newsletters, guides and courses as a value-added service to our members. You can elect at any time not to receive any or all of these email communications simply by clicking "unsubscribe" in your email or by unchecking the subscription opt-in boxes in the membership control panel.

From time to time, we may also use your personal information with your permission (i.e. if you have not opted out) to promote and/or market additional goods, services, special offers, gift codes, discounts, incentives, freebies, promotional offers, etc. from us or our network of affiliates or business related partners. These could include, but are not limited to, certain retailers, healthcare providers, insurance, credit card issuers, travel companies, entertainment, security experts, financial services firms and other related companies. This could be by means of direct marketing through email, postal mail, telephone or similar fashion. We may also disclose your name and mailing address to these affiliates and/or third party business associates so they can send you promotional materials directly.

Access to Your Personal Information

You have the right to access the personal information contained in your user profile through a written request (except some circumstances that conflict with privacy legislation). The majority of this information is available in your Account Manager control panel and where necessary this information (such as credit card numbers) is encrypted.

Use of Cookies

"Cookies" are helpful pieces of information about you that a website places in the browser directory of your computer’s hard disk. A cookie is a small piece of information that a website can store on your web browser and later retrieve. Through the use of these cookies, our web server may collect the Internet Protocol (IP) address and the domain name you used to access this website, the type and version of web browser and operating system you are using, the number, duration and frequency of visits to our website and the website you came from and visit next. Cookies are only used to keep track of login names and passwords.

A user's email address is automatically logged in when he or she revisits the site. The user does not have to re-enter profile information. This is to keep track of preferences and to better tailor the site to the user's needs while providing the most effective service to our clients. Information such as IP address internal session ID, user's domain, type of internet browser, domain of website are collected and used only for traffic auditing and analyzing trends.

SpotMyID does not link, share or associate the contents of the session cookie with any other information in a way that would enable the identification of visitors to our website, nor do we track or link together multiple visits by any single user over time. This information is used by us for analytical and statistical purposes. Server log information is also analyzed by us in order to improve our website and to customize the website for users. Cookies can make your return visits to the website more convenient. They are used to do the "record keeping" that allows a computer to remember who you are when you visit the site. The cookie cannot be read by any website other than the one that set up the cookies. Cookies are not required to utilize the site; however, turning on cookies will make your online experience more personal and more enjoyable. You should be aware that some browsers can be set to reject all cookies. If a user chooses to modify a browser in this manner, the pages of our website will continue to function properly; however, you will have to enter your user identification information each time you visit our website.

In addition, from time to time, server logs may be reviewed for security purposes (for example, to detect unauthorized activity on our website). In such cases, server log data, containing IP addresses, would be shared with law enforcement bodies in order that they may identify users in connection with their investigation of the unauthorized activities. As noted above, the technical and statistical information that is automatically collected through the use of cookies whenever you visit SpotMyID.com is used to help us improve the site and the member experience.

Correcting or Updating Your Information

You can help us maintain the accuracy of the personal information collected through the website by notifying us of any changes.

Use of Secure Socket Layer (SSL)

All personal information that you may transmit to us via the Internet is sent using a Secure Socket Layer (SSL). This is a secure protocol that provides an enhanced layer of security when submitting information over the Internet. Essentially the SSL encrypts or scrambles information when it is transmitted from your computer through the Internet to our servers. This is similar to a lock and key mechanism, where only servers that have the suitable key can descramble and/or unencrypt the information once received. This serves as an added layer to protect all your personal information, including payment details and credit card information, from being intercepted and read by an unauthorized party via the Internet or other transmission protocol.

To ensure your information is being sent via a valid SSL, you can see one or all of the following characteristics in your browser: the address in the address bar will begin with https:// instead of http:// (the "s" stands for secure); you will also see a small key or padlock in the bottom right corner of your browser if you are using Microsoft, Mozilla or similar browsers, indicating that your transaction is secure. In addition, we meet all of the stringent requirements of the security seal for all online transactions.

Information Storage

All data and personal information that we possess as it pertains to our members is stored in electronic format on our secure servers at our data centre and in some cases secure physical file format in a secure location.

Security & Access

We take the protection of personal information seriously, and we make all commercially reasonable efforts to protect personal information against loss and unauthorized access. We have adopted procedures to secure storage of personal information and are committed to working with our clients to protect the security of personal information during any transfer to or from us.

We have also instituted a number of safeguards to identify and prevent the fraudulent use of personal credit information. We use firewall technology to protect against intrusion and we have various access processes, including password protection and cryptography, in place to secure against loss and unauthorized access. Furthermore, we utilize some industry-leading antivirus software solutions and have taken measures for the physical security of our facilities.

In order to ensure security and protection of all information, all employees are aware of our security policy and practices and our physical offices are protected with multiple layers of security and limited access privileges. All visitors to our facility must sign in at reception and be escorted by one of our staff members at all times while on premises. We have additional layers of security and access that are proprietary in nature and cannot be shared in this policy due to the sensitivity of the security in place.

Our website security is constantly reviewed and improved and access to the information is limited to authorized personnel. Any loss, misuse or alteration of personal information by our employees, contractors or other parties is strictly prohibited. When required, we will follow up by appropriate action and termination of the employee. All of our employees, contractors or similar type of relationships are bound by confidentiality and/or non-disclosure agreements.

All our members' information is stored in secure databases. All our personnel including, but not limited to, employees, agents, contractors and third-party service providers who may assist us in providing services to you are strictly prohibited from using your personal information for any purpose other than to provide this assistance. All personnel are required to protect personal information disclosed by us and to comply with the general privacy principles described in this privacy policy.

We may be required to disclose your personal information when specifically ordered and authorized by regulatory authorities including the law, search warrant, subpoena, court order or similar.

Links to Third Party Sites

Please be aware that SpotMyID.com may offer links to other third party websites. You should be aware that operators of these third-party websites may also collect your personal information (including information generated through the use of cookies or other technology). We are not responsible for any third-party website and the use and protection of your personal information as it pertains to their privacy practices.

Update to this Policy

We reserve the right to modify this policy statement at any time without notice by updating this page on our website.

Contact Information

In the event that you have any questions about this policy or if you have reason to believe that we have not followed this policy, you may contact our privacy officer by initiating a support ticket.

Updated January 2010

© SpotMyID.com, 2010